Mauraz - Properties for sale

CHARMING, SUNNY AND FULL OF POTENTIAL

In Cossonay-Ville, this individual 4.5-room villa offers approximately 140 m² of living space on a superb plot of 1'067 m² in a sought-after residential area. Its excellent exposure provides beautiful natural light throughout the day. The large garden will delight families and those who like to receive guests, with beautiful outdoor spaces to be arranged according to your desires. A charming property with great renovation and personalization potential, close to schools, shops, and public transportation, just a few minutes from the center.This offer from BETTERHOMES is characterized by the following advantages: - individual villa in a residential area- magnificent plot of 1'060 m²- approximately 140 m² of living space- excellent exposure and sunlight- large garden ideal for the whole family- beautiful outdoor spaces to be arranged according to your desires- beautiful natural light- great renovation and personalization potential- proximity to schools, shops, and public transportation- privileged location just a few minutes from the center of Cossonay- etc., etc., etc. ...Interested? Contact us for a non-binding visit - an online visit is also possible!Nothing that matches your expectations? You will find over 1'900 other objects on: www.betterhomes.ch - The Swiss specialist for real estate transactions.Do you have a property to market?Take advantage of our expertise: https://www.betterhomes.ch/en/take-advantageDo you want to know the value of your property?Discover its value now with our free, non-binding, and immediate estimate!https://www.betterhomes.ch/en/knowledge/estimateMore detailsLocation: in a residential area Building condition: house in its condition with renovation possibility Bathrooms: 2 (1x guest toilet / sink, 1x shower / toilet / sink)Heating system: electric Public transport: bus, 150 m School: Collègue des Chavannes, 600 m Shops: Migros, 800 m

Penthalaz - The charm of the old, the efficiency of the new

Located in Penthalaz, within a superb historic building entirely transformed, this new 4.5-room apartment offers 118 m² of living space as well as a generous terrace of approximately 42 m².The living area, bright thanks to its southwest and west exposure, consists of a living room with dining area and a modern open kitchen with a large central island.The sleeping area includes three bedrooms, including a suite with dressing room and bathroom, as well as a second shower room and a guest toilet.The apartment also has a totally independent entrance from the other apartments, reinforcing intimacy and giving the whole a pleasant house spirit.Particular care has been taken to the energy performance of the building. The property benefits from a particularly favorable CECB, with a global energy efficiency classified as A and a building envelope classified as B.This performance, quite remarkable for a building with a historic character, allows to combine the charm of the old, modern comfort, and control of consumption.Near shops, schools, public transport, train station, and highways, this property offers a practical and comfortable living space for everyday life. Outdoor parking spaces are available as an extra.

Duplex of 163 m2!

In the heart of Cossonay, in an environment that is both lively and preserved, this spacious duplex of 4.5 rooms is located in a historic building that was completely renovated in 2012.With its 163 m² of living space, its generous volumes, and its beautiful west orientation, the apartment offers a particularly pleasant living space, where the charm of the old is combined with the comfort of a contemporary renovation.Spread over two levels, the apartment seduces from the entrance with its proportions and the feeling of space that it conveys. The main level accommodates the living areas, with a living room, a dining room, and a kitchen that naturally articulate around a convivial space. The numerous openings with west orientation bring beautiful light throughout the day and pleasantly extend the rooms to the outside.The kitchen, which is particularly generous, has many storage spaces and a large work surface. A space designed as much for daily cooking as for receiving. Upstairs, the night area consists of three bedrooms and two bathrooms, offering each comfort and intimacy. A true extension of the living areas, the 29 m² terrace is directly accessible from the living room, dining room, and kitchen.It constitutes a privileged space to enjoy the beautiful days, receive, or simply take the time to appreciate the view. Its opening onto the surrounding countryside and the garden located below brings a pleasant feeling of space and quietness, rare in the heart of Cossonay.Located in the heart of Cossonay, the apartment benefits from a location that allows you to fully enjoy the daily amenities while preserving a pleasant residential environment. Shops, restaurants, schools, and transportation are nearby, while the main axes allow easy access to Lausanne and other urban centers in the region.This duplex thus offers a particularly interesting combination of character, space, brightness, and central location.Two outdoor parking spaces located in the private courtyard of the building are available in addition to the price, at a cost of CHF 30,000.-, as well as a cellar.For any requests or questions, the undersigned is at your entire disposal:Mathis FuchsCo-founderFederal diploma in real estate management078/814 96 86Mathis.fuchs@immocloudsarl.chImmocloudsarl.ch

Beautiful apartment in a village house

Located in the heart of the village, this charming apartment seduces with the charm of its exposed beams, its warm atmosphere, and its beautiful brightness. Well laid out and equipped with large storage spaces, it offers a pleasant living space while remaining close to Morges, its amenities, and public transportation.The spaces are divided as follows:- Entrance hall with storage - Living/dining room with fireplace- Fully equipped open kitchen- Three bedrooms, including a parental suite with shower and WC - Bathroom with WCThe apartment has a cellar and two outdoor parking spaces available at an additional cost of CHF 30,000.-.Its peaceful environment, appreciated by families, allows children to walk to the school building and playground, located 150 meters away, without crossing a road. The village school welcomes students from 1st to 6th grade and has a school canteen, secondary school and gymnasium continue in Morges, 5 km away. The playground has structures for young and old, benches and picnic tables, a petanque court and sports fields, and is the main meeting place for residents. Several local societies animate the village throughout the year.Buses MBC 735 and 736 regularly serve the village and reach the Morges train station, as well as the secondary school and gymnasium, in 15 minutes. At the beginning and end of the day, additional routes also connect to the Bussigny train station in 20 minutes, making it easier for students and commuters working in Lausanne to travel. The University of Lausanne is 9 km away and can be reached by public transportation, as are the universities and training centers of the Lausanne region.The neighboring village, 1.5 km away, has a grocery/bakery store with postal service, a communal inn, and a library that regularly offers events. Morges offers a complete range of shops and services, several shopping centers are less than 10 km away, and the regional hospital is 4 km away.Good to know:- The property is part of a small PPE with 5 units.- The tax rate is advantageous (56%).

Charming semi-detached house with large garden and open view

In the heart of a calm and privileged environment, this charming semi-detached house seduces with its large garden and open view of the Alps and the lake. Entirely renovated in 2013 and perfectly maintained since, it offers a comfortable and bright living space, ideal for a family seeking serenity and quality of life.The spaces are distributed as follows:Ground floor:- Bright entrance hall with wall cabinets- Open, fully equipped kitchen- Living/dining room with access to the terrace and garden- Guest toilet1st floor:- Two bedrooms - Bathroom- Separate toilet2nd floor:- Partially sloping bedroom- Shower room with space for a washing machine- Separate toiletAttic:- Technical room / 23m2, accessible via a folding staircaseGood to know:- A large, original skylight runs through the two floors, bringing openness and brightness.- The 750m2 tree-lined garden is fully fenced.- The house is equipped with thermal solar panels for hot water production.- 10 minutes from Morges and 2 minutes from Apples.

15 minutes from Morges, charming 4.5 room duplex apartment

Discover this spacious 4.5 room apartment located on the second floor of a charming PPE in Pampigny, just two minutes from the village center.With its 128 m2 of living space, its generous volumes and partial renovation carried out in 2024, this property offers a comfortable living space, combining charm, functionality and modernity.Particularly well maintained, the apartment seduces with its balanced distribution and its bright spaces. It will suit both a family and a couple looking for space and tranquility, while remaining close to shops, schools, public transport and other amenities.The train station and bus lines allow easy access to Morges, while the main highway axes are quickly accessible, facilitating daily travel.A distribution designed for comfortOn the main level: • A welcoming entrance hall • A very well-equipped kitchen, open to the living room, with a central island and wine cellar • A pleasant, bright living room with access to a balcony • A shower room with WC • Two beautiful, spacious bedrooms Upstairs: • A mezzanine offering a versatile space, ideal for setting up a reading corner, a relaxation room or an office • Practical storage spaces • A spacious master bedroom with an en-suite bathroom, equipped with a two-seater jacuzzi bathtub, for privileged moments of relaxation Appreciable annexes and common areasThe property also has a cellar equipped with an electrical outlet.An indoor parking space and an outdoor parking space are available as an option.Residents also benefit from a fully equipped communal carnotzet, including a kitchen and dishes, which can accommodate up to thirty people. A convivial space ideal for organizing meals, parties or sharing moments with friends and neighbors.A pleasant living environment in PampignyWith its beautiful volumes, mezzanine and comfortable amenities, this apartment offers an ideal living space for those looking for space and tranquility, without renouncing the proximity to amenities.A beautiful opportunity to discover without delay!

Very beautiful duplex of 4.5 rooms with annex of 61m²

Discover this bright duplex of 4.5 rooms located on the second floor of a building with an elevator in Daillens.Developing approximately 156 m² of interior surface area, to be confirmed, it offers a spacious living room, a kitchen with a balcony, three bedrooms including one in a mezzanine, as well as two bathrooms and two toilets.Its real asset lies in its independent annex of approximately 61 m². Accessible directly from the apartment but also by a separate entrance from the common areas, via elevator or stairs, it allows for perfect separation of private and professional life.A particularly interesting space for independents who want to set up an office, studio, workshop or professional activity in close proximity to their home.The apartment is in very good general condition and its bathrooms have been renovated. Highlights: • Bright duplex of 4.5 rooms • Approximately 156 m² • Three bedrooms • Balcony with nice view • Independent annex ~61 m² • Double private/professional access • Elevator and basement • CECB of class CContact me today to organize a visit and discover all the charm of this apartmentEddy Mallet+41 79 927 57 54

A house spirit 2' from La Sarraz!

EXCLUSIVELY, in the heart of the village of Pompaples, this bright apartment seduces with its distribution over several levels, which gives it intimacy and the feeling of a house, while offering the comfort and simplicity of a recent apartment. Close to local amenities, schools, and transportation, Pompaples offers a pleasant village life, while allowing quick access to La Sarraz and the main axes towards Lausanne and Yverdon. • Triplex apartment with 4.5 rooms • ~105 m² living space • Cellar, garage, and outdoor parking space • Underfloor heating and remote heating • Thermal and photovoltaic solar panelsAn ideal property for a family or couple seeking well-defined spaces, a recent construction, and the comfort of a home offering a true sense of home. A visit will allow you to fully appreciate the atmosphere and distribution.Future buyers could benefit from particularly attractive financing conditions, with the possibility of taking over an existing mortgage at a fixed rate of 1.15 %, subject to the bank's agreement. Further information on request.Sales price of the apartment: CHF 730'000.-Price of parking spaces (garage and outdoor): CHF 35'000.-Total sales price: CHF 765'000.-

Elegant apartment with mezzanine and exceptional panorama over the lake

Benefiting from a privileged location within a recent residence, this contemporary 4.5-room apartment with mezzanine of a living area of 107 m2 seduces with its luminosity, its generous volumes, and its environment offering a spectacular view of the lake and the Alps.Spread over two levels, it has a particularly pleasant living space, sublimated by a beautiful ceiling height in the living room. The loggia benefits from a bioclimatic pergola that allows its use even in case of rain to fully enjoy the panorama. • 3 bedrooms • 3 bathrooms (one with bathtub and two with shower, connection for washing machine and dryer • Fully equipped kitchen with cooking surface with integrated ventilation and American fridge • Living/dining room • Balcony of 9 m2 and loggia of 5.5 m2 • 2 parking spaces in a row

A home spirit in the heart of Pompaples

In the heart of the village of Pompaples, this bright apartment seduces with its distribution over several levels, which gives it intimacy and the feeling of a house, while offering the comfort and simplicity of a recent apartment. Close to local amenities, schools, and transportation, Pompaples offers a pleasant village setting, while also allowing easy access to La Sarraz and the main axes towards Lausanne and Yverdon. • 4.5-room triplex apartment • ~105 m² living space • Basement, garage, and outdoor parking space • Underfloor heating and remote heating • Thermal and photovoltaic solar panelsAn ideal property for a family or couple seeking well-defined spaces, a recent construction, and the comfort of a home offering a true sense of home. A visit will allow you to fully appreciate the atmosphere and distribution.Future buyers could benefit from particularly attractive financing conditions, with the possibility of taking over an existing mortgage at a fixed rate of 1.15 %, subject to the bank's agreement. Further information available upon request.Sales price of the apartment: CHF 730'000.-Price of parking spaces: CHF 35'000.-Total sales price: CHF 765'000.-

EXCLUSIVE - A unique property in the heart of the Vaud Pre-Alps

In the heart of the Vaud Pre-Alps, in the charming village of Mollens, this character chalet of approximately 270 m² of living space, carefully renovated in 2006, offers a rare living environment where authenticity and comfort meet. Inspired by the spirit of the great mountain chalets, it seduces with its impressive volumes, its spectacular cathedral ceiling, its majestic stone fireplace, and its numerous exposed beams that give the living spaces a warm and timeless atmosphere. Bathed in natural light thanks to its generous openings, it offers spacious reception rooms, two bedrooms, a private sauna, as well as spaces designed to fully enjoy each season. Nestled in a peaceful and green environment, this true haven of peace will seduce lovers of nature, authenticity, and wide open spaces.*(The first images of this brochure are virtual home staging projections created using artificial intelligence. They illustrate the potential of the chalet after some aesthetic renovations and a redecoration, while preserving the volumes and authentic character of the property.)

Magnificent 4.5-room attic apartment

An apartment with character, combining charm, modernity, and eleganceVillars-Bozon | 4.5 rooms | 115 m² | CHF 960’000.–Located on the second and last floor of a building in Villars-Bozon, this magnificent 4.5-room apartment offers a privileged living space, where the charm of natural materials meets contemporary comfort.With its 115 m² of living space, its beautiful exposed beams, its attic areas, and its mezzanine spaces, this property seduces with its unique architecture and warm atmosphere.Built in 2023, it offers pleasant living areas, designed to meet the expectations of modern family life.A bright living room with remarkable volumesAs soon as you enter the apartment, you will discover a welcoming living area, where the ceiling height and the exposed beams give the apartment a true identity.The living room is bright and convivial, opening onto a modern, fully equipped kitchen, offering an ideal environment for sharing family moments or receiving guests.An elegant wooden staircase leads to a mezzanine overlooking the living room. This additional space can be arranged according to your desires: reading corner, office, relaxation area, or small lounge.The apartment also benefits from an 8 m² balcony, offering an intimate and pleasant outdoor space.Three bedrooms, including a beautiful master suiteThe sleeping area includes three bedrooms, each offering a pleasant atmosphere and possibilities for arrangement adapted to different needs.The master suite is a true haven of tranquility. It has its own dressing room as well as a private bathroom equipped with a bathtub, creating a comfortable and intimate space.The two other bedrooms are perfect for children, guests, or for creating a workspace.One of them also has access to an additional mezzanine, ideal for arranging a playroom, a reading corner, or a leisure area.A second bathroom with a shower completes the set.Contemporary amenities in a warm atmosphereThis apartment stands out for the harmony of its materials, its careful finishes, and its attic architecture.The wooden beams, the parquet floors, the attic areas, and the contemporary touches create an elegant and welcoming atmosphere.The heating by heat pump ensures the thermal comfort of the apartment.Main features • 4.5-room apartment • Living area of approximately 115 m² • Located on the second and last floor • Year of construction: 2023 • Three bedrooms, including a master suite • Master suite with dressing room and private bathroom with bathtub • Second bathroom with shower • Bright living room with open, fully equipped kitchen • Mezzanine overlooking the living room • Second mezzanine area, accessible from a bedroom • 8 m² balcony • Exposed beams and beautiful attic areas • Heating by heat pump • Monthly PPE costs: CHF 216.– • One underground parking space is included in the price • Possibility of acquiring an additional parking space for CHF 30’000.–, subject to availability • No renovation fund has been constituted to date Selling price: CHF 960’000.–An underground parking space is included in the price.A unique living space to be discoveredWith its atypical volumes, mezzanines, and warm materials, this apartment has a personality that sets it apart from traditional housing.It is perfectly suited for a family seeking comfort and functionality, as well as for lovers of character properties who wish to enjoy an elegant and contemporary interior.Let yourself be seduced by the charm of this apartment and discover its many advantages during a private visit.We are at your entire disposal for any additional information or to organize a visit.Cécile Immobilier & Architecture SA 077 211 51 50 direction@cecile-immobilier.ch

Magnificent 178m2 duplex in the heart of the village

Located in the heart of the village, within a small PPE consisting of only three apartments, this magnificent duplex of 4.5 rooms seduces with its brightness, generous volumes, and beautiful unobstructed view.With a living area of approximately 178 m², this spacious apartment offers a particularly pleasant living space, combining comfort, tranquility, and quality of spaces. Ideally located, it allows you to enjoy a peaceful environment while being only 10 minutes from Morges and Bussigny.The entrance is on the 2nd floor with a spacious hall. The main floor has a spacious, bright living room, a modern, fully equipped kitchen open to a pleasant dining room, two comfortable bedrooms, an elegant bathroom with an Italian shower, double sink, and toilet, as well as two balconies, offering pleasant outdoor spaces and a beautiful unobstructed view.The attic houses a magnificent parental suite, a true private space, including a large, bright bedroom, a spacious bathroom of approximately 10 m², equipped with a bathtub, toilet, and double sink, as well as a office space, ideal for teleworking or for setting up an additional personal space.This duplex thus offers a harmonious combination of space, comfort, and intimacy, in a calm and sought-after residential area.A 5m2 cellar as well as a comfortable covered car parking space, in addition to the price, complete this property.A parking space (covered) for CHF 30,000.- is also available

Charm of the old and modernity | Beautiful 4.5-room apartment in Penthal

• Vaud farm completely renovated in PPE, combining the charm of the old and modernity • 4.5-room apartment with 50 m² terrace, 3 bedrooms including one en-suite and 3 bathrooms • Excellent energy performance: geothermal heat pump and 61 photovoltaic panels • Quiet and green living environment, all amenities nearby and train station available • Available immediately

Beautiful duplex close to all amenities

Discover this spacious duplex located in the heart of the charming town of Cossonay, offering an unobstructed view and ideal orientation. Perfectly integrated into an urban environment within a historic building renovated in 2012, this 4.5-room property will seduce you with its generous volumes and authentic charm. An excellent opportunity to become a owner.InteriorWith over 160 m² of living space, this duplex offers a functional and bright living area. The main floor accommodates the living room, dining room, and kitchen: these three areas are bathed in natural light thanks to a west-facing orientation and numerous windows. The kitchen is large, practical, and equipped. It will delight cooking enthusiasts with its large workspace and volume. On the upper level, there are 3 bedrooms and two bathrooms.Exterior and viewThis duplex benefits from a 29 m² terrace accessible from the living room/dining room and kitchen: this represents a perfect extension of the interior space to the outside. Ideal for outdoor relaxation moments, it will allow you to fully enjoy the unobstructed views of the beautiful countryside surrounding Cossonay as well as the lovely garden below.LocationLocated in Cossonay-Ville, this property offers a rare combination of tranquility and proximity to urban amenities. The neighborhood benefits from good accessibility to public transportation, facilitating travel to the surrounding main cities. Investing in this duplex represents not only the acquisition of a pleasant home but also a safe value on the stable real estate market of the Lausanne agglomeration.Two parking spaces in the private courtyard in front of the building (CHF 30,000.- in addition to the price) and a cellar complete this property perfectly.Contact us now to organize a visit and discover the potential of this rare apartment in Cossonay-ville.

Beautiful, bright apartment with a pleasant view of the lake

Located in a pleasant and quiet residential area of Yens, this apartment offers a comfortable, bright, and functional living space. With a living area of approximately 117 m², it also benefits from a beautiful 23 m² terrace, ideal for enjoying the fine days and creating a real outdoor living space. Its southeast orientation allows it to enjoy pleasant brightness throughout the day.The living room, which is particularly bright, opens directly onto the terrace. From this room, a beautiful visual escape opens up onto the lake and Mont Blanc. This opening onto the landscape provides a pleasant sensation of depth and tranquility, while harmoniously integrating into a green and peaceful environment.The apartment has been very well maintained and benefits from careful finishes. The rooms are spacious, well-proportioned, and easy to arrange. The solid wood floors bring a warm atmosphere, while the custom-made dressing room with integrated lighting offers a particularly practical storage space.The open kitchen is fully equipped with V-ZUG appliances and integrates naturally into the living area. The bathrooms have, among other things, programmable towel rails, and curtain rails are already installed in all rooms.The sleeping area consists of a parental suite with dressing room and adjacent bathroom, as well as two additional rooms. A second shower room with WC, sink, and washing column completes the unit.The building also offers a good level of comfort. The gas floor heating with individual thermostat in each room allows for adapted temperature management. The triple-glazed windows ensure good thermal and acoustic insulation, while the electric blinds equip the living room, kitchen, and terrace. An elevator serves the different levels of the building.The apartment also has a converted cellar and access to a shared bicycle room. Two indoor parking spaces are available at a price of CHF 35,000.- each, in addition.The PPE is well maintained and has a renovation fund of approximately CHF 150,000.-The monthly costs are approximately CHF 400.- and include the current costs as well as electricity, gas, water, and the contribution to the renovation fund.With its beautiful volumes, generous terrace, brightness, and careful finishes, this apartment offers a pleasant and comfortable living space. The beautiful opening onto the landscape, with a view of the lake and Mont Blanc, completes the qualities of this property in a harmonious way.

Vaste duplex offrant le charme de l'ancien et un confort absolu

Niché au coeur d'Aclens, une ancienne laiterie entièrement réhabilité en 2022, ce superbe appartement en duplex allie le charme de l'authentique et le confort des technologies modernes.Offrant de beaux volumes, des matériaux de qualité et une atmosphère chaleureuse, il séduit par son agencement soigné et sa luminosité naturelle.Développé sur deux niveaux, il se compose comme suit :Au rez inférieur - l'espace d'accueil : • Hall d'entrée spacieux avec rangements intégrés. • Escalier menant à l'étage principal. Au premier étage - l'espace de vie : • Vaste séjour baigné de lumière, avec accès direct à un premier balcon. • Cuisine ouverte, entièrement équipée avec des appareils de dernière génération, s'intégrant harmonieusement à l'espace repas. • Deux chambres confortables, idéales pour des enfants, invités ou bureau. • Salle d'eau moderne avec douche, lavabo et toilettes. • Accès à un second balcon, plus grand, offrant un bel espace extérieur pour profiter des beaux jours. À l'étage supérieur - la suite parentale : • Bel escalier menant à un espace nuit au charme incontestable, avec poutres apparentes et plafond cathédrale. • Grande chambre parentale avec un coin bureau attenant. • Salle d'eau privative élégante comprenant double vasque, baignoire, toilettes et branchement pour une colonne de lavage. Un bien rare sur le marché, idéal pour un couple ou une famille recherchant un logement spacieux, rénové avec goût et offrant une vraie qualité de vie, dans un cadre calme et plein de charme.Une place de parking couverte complète ce bien (en sus du prix de vente, au montant de CHF 30'000.-).Im Herzen von Aclens gelegen, einer ehemaligen Molkerei, die 2022 vollständig saniert wurde, vereint diese wunderschöne Maisonette-Wohnung den Charme des Authentischen mit dem Komfort moderner Technologien.Mit schönen Volumen, hochwertigen Materialien und einer warmen Atmosphäre besticht sie durch ihre gepflegte Anordnung und ihre natürliche Helligkeit.Entwickelt auf zwei Ebenen, setzt sie sich wie folgt zusammen:Im unteren Erdgeschoss - der Empfangsbereich: • Geräumige Eingangshalle mit integrierten Ablagefächern. • Treppe zur Hauptetage. Im ersten Stock - der Wohnbereich: • Großes, lichtdurchflutetes Wohnzimmer mit direktem Zugang zu einem ersten Balkon. • Offene Küche, voll ausgestattet mit Geräten der neuesten Generation, die sich harmonisch in den Essbereich einfügt. • Zwei komfortable Schlafzimmer, ideal für Kinder, Gäste oder Büro. • Modernes Badezimmer mit Dusche, Waschbecken und Toilette. • Zugang zu einem zweiten, größeren Balkon, der einen schönen Außenbereich bietet, um die schönen Tage zu genießen. Im Obergeschoss - die Elternsuite: • Schöne Treppe, die zu einem Schlafbereich mit unbestreitbarem Charme führt, mit sichtbaren Holzbalken und Kathedraldecke. • Großes Elternschlafzimmer mit angrenzender Büroecke. • Elegantes privates Badezimmer mit Doppelwaschbecken, Badewanne, Toilette und Anschluss für eine Waschsäule. Ein seltenes Objekt auf dem Markt, ideal für ein Paar oder eine Familie, die eine geräumige, geschmackvoll renovierte Wohnung mit echter Lebensqualität in einer ruhigen und charmanten Umgebung sucht.Ein überdachter Parkplatz vervollständigt dieses Objekt (zusätzlich zum Verkaufspreis in Höhe von CHF 45'000.-).>