• SION/BRAMOIS Duplex Apartment (1)
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Rooms
4.5
Living space
110 m2
Selling price
CHF 590,000.–

"SION/BRAMOIS Duplex Apartment"

Find the right mortgage for your new home

The advertiser has not provided the exact address.

Address

1967 Bramois

Price

Purchase price:
CHF 590,000.–

Main information

Availability:
By agreement
Type:
Apartment
No. of rooms:
4.5
Surface living:
110 m2
Volume:
395 m3

Characteristics

  • Balcony / Terrace

  • Cable TV

  • Parking space

Documents (0)

Description

Exclusivity!


Sion/Bramois Center



An opportunity to become an owner for a monthly gross rent


(bank interest) of Fr. 600.-


After a personal capital contribution and acquisition and notary costs of Fr. 141'000.-


See financial projection at the end of the page



You dream of becoming an owner, but not in a villa in an urban area,


but rather in a quiet, charming place in the heart of the old village of Bramois.



Duplex apartment 4 ½ rooms, 200/1000 -


Living area 110 m2, 3rd floor - In perfect condition!


Located in a historic building with character, charm, and atypical facade,


with stone cladding


The building is occupied by 5 owners - Cubature 395 m3


First-class location with optimal sunlight all year round (south-facing)


Everything is within walking distance or by bike: school, kindergarten, bus, shops,


cafes and restaurants, hospital.


Pleasant village atmosphere. Bramois is merged with the city of Sion


Apartment description, including 2 balconies:


- Hallway, wardrobe/dressing room/storage


- Bathroom with shower, WC, sink, washing machine


- Kitchen (2019), access to balcony


- Parental bedroom 14 m2, built-in wardrobe


- Large living room 23.50 m2, balcony access, double glazing



Duplex floor, stairs


- 2 bedrooms under the sloping roof, one of 28 m2 and 18 m2 floor area,


with built-in wardrobe


The apartment has an independent storage room


of 3.42 m2, which is exclusively assigned to this apartment, but is occupied by a


gas heating system and a new boiler (2024). Fire protection door


obligatory. Exclusive use by the 2 owners of the floor (including the immediate


neighbor). Thus, the acquisition and maintenance costs are divided between the two.


This agreement also allows for a private elevator, in the form of an electric hoist


 


Included in the sale:


- Private garden, exclusive 218 m2 in a building zone


Designed with taste. Creating a peaceful and green oasis with


various plants, ornamental shrubs, fruit trees: cherry - pear - 3 apples, mulberry.


- A shed for storing outdoor furniture and tools


- Fountain


- Parking space 6/54


Ground floor


Perfect for liberal professions:


- Private storage room, exclusive, duplex, 45 m2 - Cubature 105 m3


          Daylight, large window from top to bottom, water, electricity, drainage


On the same floor, WC for the 5 owners


Basement


- Private wine cellar, 28 m2 - Cubature 145 m3


 


Renovation fund end of 2025 Fr. 25'000.-


According to the protocol, no planned or ongoing work


 


                                           ***************************


 


Monthly PPE fees        Fr.  180.-


Concierge service


Building insurance


Renovation fund


 


Personal fees              Fr.  350.-


Heating subscription


Personal consumption


Electricity/Water/Gas



Sales price 590'000.- The ensemble includes 


-        Duplex apartment 4 ½ rooms, 137 m2


-        Storage room


-        Private garden, designed, building zone, 218 m2


-        Storage room, 45 m2


-        Wine cellar, 28 m2 


- Parking space           


                                          


Available from spring



Financial projection :


Apartment Bramois and annexes     Sales price   Fr. 590'000.-


Personal capital contribution                       Fr.  118'000.-


Acquisition and notary costs                  18'000.-


                                                            Fr. 136'000.-


Credit costs env.                                 5'000.-


Total personal capital                     Fr. 141'000.-


Bank loan                                              Fr. 472'000.-


 


Example :


1. Average interest rate 1.50 %   approx. Fr. 600.-


(equivalent to a rent/tenant at a loss of Fr. ...)


2.  Obligatory repayment approx. Fr. 600.-


(progressive repayment of the loan)


So a total bank interest of approx. Fr. 1'200.-


 


So I become the owner. I no longer throw rent out the window and


my real estate assets increase in value


 


Building costs (including renovation fund) approx. Fr. 150.-


Personal costs for the apartment, electricity, water, media, etc. approx. Fr. 350.-  

Mortgage Calculator

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Purchase price
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The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Advertiser

Abytus Immobilier Sàrl
Abytus Immobilier Sàrl
Chemin du Bosquet 5
1967Sion
Listing ID
4003128603
Object ref.
1fx22.xrri3

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