• SION/BRAMOIS Duplex Apartment (1)
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Rooms
4.5
Living space
110 m2
Selling price
CHF 560,000.–

"SION/BRAMOIS Duplex Apartment"

Find the right mortgage for your new home

The advertiser has not provided the exact address.

Address

1967 Bramois

Price

Purchase price:
CHF 560,000.–

Main information

Availability:
By agreement
Type:
Apartment
No. of rooms:
4.5
Surface living:
110 m2
Volume:
395 m3

Characteristics

  • Balcony / Terrace

  • Cable TV

  • Parking space

Documents (0)

Description

Exclusivity!

Sion/Bramois Center

A bargain, becoming an owner for a rent

(bank interest) of around Fr. 560.- per month gross

After a personal contribution of equity and acquisition costs and

notary fees Fr. 133'300.-

See projection at the end of the page

You dream of becoming an owner, but not of a villa in a urban area, rather

of a quiet, charming place in the heart of the old village of Bramois.

DUPLEX APARTMENT 4 ½ rooms of 200/1000 -

living area 110 m2, 3rd floor - In perfect condition!

Located in a historic building with character, charm, and unusual

stone facade

Occupied by 5 co-owners - Cubature 395 m3

First-class location with optimal sunlight all year round (south)

Everything within walking distance or by bike: school, kindergarten, bus, shops,

cafes/restaurants, hospital.

Envied village atmosphere. Bramois is merged with the city of Sion

Apartment description, including 2 balconies:

-          Entrance hall, wardrobe/dressing room/storage

-          Bathroom with shower, WC, sink, washing machine

-          Fitted kitchen (2019), access to balcony

-          Parental bedroom 14 m2, built-in wardrobe

-          Large living room 23.50 m2, access to balcony, double glazing

Duplex floor, stairs

-          2 bedrooms under the slope, one of 28 m2 and 18 m2 floor area,

wardrobe

The apartment has an independent storage room

of 3.42 m2 on the floor (3rd), assigned exclusively to this apartment but

occupied by a gas heating system and a recent boiler (2024). Fireproof door.

Used exclusively by the 2 owners of the floor (including the immediate neighbor).

Thus, the acquisition costs and maintenance costs are divided between the two.

This cordial agreement also allows sharing a private elevator, in the form of an

electric hoist, between the two.

 

Included in the sale:

-          Private garden of 218 m2 in a building zone

Designed with taste. Creating a peaceful and green oasis combining

different plants, ornamental shrubs, fruit trees:

cherry - pear - 3 apples, mulberry.

-          Without forgetting the garden shed for outdoor furniture and tools

-          Fountain

-          Parking space 6/54

Ground floor

Perfect for a liberal profession:

-          Private storage room/duplex of 45 m2 - Cubature 105 m3

          Daylight, large window from top to bottom, water, electricity, drains

On the same floor, WC for the 5 co-owners

Basement

-          Private wine cellar of 28 m2 – Cubature 145 m3

 

Renovation fund end of 2025 Fr. 25'000.-

According to the protocol, no planned or ongoing work

 

                                           ***************************

 

Monthly PPE fees        Fr.  180.-

Concierge service

Building insurance

Renovation fund

 

Personal fees              Fr.  350.-

Heating subscription

Personal consumption

Electricity/Water/Gas

Selling price 560'000.- The entire package includes 

-        Duplex apartment 4 ½ rooms 137 m2

-        Storage room

-        Private garden of 218 m2 in a building zone

-        Storage room 45 m2

-        Wine cellar 28 m2 

- Parking space           

                                          

Available by agreement or quickly

Financial projection :

Bramois apartment and annexes     Selling price   Fr. 560'000.-

Personal contribution                       Fr. 112'000.-

Acquisition costs (notary)                  16'800.-

                                                            Fr. 128'800.-

Financing costs env.                                4'500.-

Total equity                     Fr. 133'300.-

Bank loan                                              Fr. 448'000.-

 

Example :

1. Average interest rate 1.50 %   around Fr. 560.-

(equivalent to a rent/vacant of Fr. ...)

2.  Mandatory amortization around Fr. 540.-

(progressive debt repayment)

Total bank interest around Fr. 1'100.-

 

So I become an owner. I no longer throw rent out the window and

my real estate assets gain value

 

Building costs (including renovation fund, currently Fr. 25'000.-) 

monthly around Fr. 180.-, very reasonable.

Personal apartment costs, electricity, water, media, etc.  

around Fr. 350.-, depending on personal consumption.  

Mortgage Calculator

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Advertiser

Abytus Immobilier Sàrl
Abytus Immobilier Sàrl
Chemin du Bosquet 5
1967Sion
Listing ID
4003128603
Object ref.
1fx22.xrri3

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