Buying retail space in Switzerland

Retail space is the heart of any vibrant neighbourhood – ideal for your own shop, studio, service business or as an investment property. Buyers in Switzerland benefit from stable conditions, high purchasing power and attractive locations in cities and tourist destinations. For self-employed people, ownership means independence and the security to make plans; investors who purchase ground-floor properties in good locations can count on long-term growth in value.

Retail space at a glance

• Suitable for retail, showrooms, services and takeaway food service businesses

• Ownership protects against rent increases and provides stability

• High-traffic locations offer good visibility and solid prospects for return on investment

• Targeted upgrades and efficient use can result in value appreciation

• Conversions and permits can take time and eat into the budget

Market overview for retail space in Switzerland

Demand is concentrated in urban centres such as Zurich, Basel, Bern, Lausanne and Zug, as well as in tourist destinations. Ground floor space in prime locations is scarce and correspondingly expensive; side streets and more residential areas often offer better conditions but require the business to have a comprehensive plan and to be firmly anchored in the community. Retail is changing as a result of e-commerce, with hybrid formats, click-and-collect and showrooms gaining in importance. In new-build developments, there are increasing numbers of mixed-use ground floors with clear stipulations on usage.

What costs are involved in buying retail space?

The total price includes the purchase price of the space, notary and land registry fees and – depending on the canton – potentially also a transfer tax. If the space is part of a privately owned block (STWEG), the buyer will also have to pay contributions to the renovation fund and will incur communal costs. In terms of ongoing expenses, you should factor in renovations, fire protection, ventilation, sound insulation and signage. Depending on the structure, VAT (value added tax) may be due on opted sales or rentals; property taxes and taxes on rental income may also be payable. Banks finance retail space on the basis of affordability and the capitalised value; a viable business plan, location KPIs and a financial cushion to compensate for vacancies are crucial.

A step-by-step guide to deciding whether retail space is right for you

1. Define goals and use: product range, operating model, opening hours.

2. Location analysis: catchment area, footfall, public transport links, parking.

3. Property assessment: visibility, shop windows, delivery access, storage and building services.

4. Clarify legal issues: building and zoning regulations, usage permits, fire protection and noise protection.

5. Review rules governing the property (STWEG) and easements: regulations, special rights of use, advertising rights, access.

6. Calculate profitability: purchase price, renovation, operating costs, return on investment or affordability calculation.

7. Secure financing: mortgage, deposit, reserves; discussions with bank or insurance company.

8. Due diligence and completion: purchase agreement, notary, land registry, handover.

Next steps

Start searching for retail space in your target region; filter by location, size and budget; and arrange viewings. Compare several properties, clarify permits early on and obtain quotes for renovation or fit-out. With us, you will find current listings throughout Switzerland, allowing you to compare suitable properties efficiently.