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1 / 9
Rooms
5
Living space
146 m2
Selling price
CHF 1,000,000.–

"Life annuity without rent – Bright 5-room apartment of 146 m² with unobstructed view"

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The advertiser has not provided the exact address.

Address

1224 Chêne-Bougeries

Price

Purchase price:
CHF 1,000,000.–

Main information

Availability:
Immediately
Type:
Apartment
No. of rooms:
5
Number of bathrooms:
2
Floor:
8
Surface living:
146 m2
Floor space:
146 m2
Last refurbishment:
1996
Year built:
1961

Characteristics

  • Balcony / Terrace

  • Dishwasher

  • View

  • Child-friendly

  • Parking space

  • Garage

  • Elevator

Documents (0)

Description

On the 8th floor of a residential building in Chêne-Bougeries, this 5-room apartment of 146 m² offers an unobstructed view of the countryside and remarkable brightness. A rare patrimonial opportunity, proposed as an occupied life annuity without rent.

The property is organized around a large, through living room, extensively glazed, extended by a dining area and opening onto a covered balcony. An independent office, also with external access, completes the day area. Two bedrooms, one with direct access to the balcony, offer generous volumes in a calm environment. Two bathrooms: the first with a bathtub, the second with a shower-bathtub and sink.

In terms of amenities: equipped kitchen with dining area, large format polished tile flooring in the day rooms, carpeting in the bedrooms, rail lighting, gas heating, and numerous built-in storage spaces. Built in 1961 and renovated in 1996, the apartment is in good general condition, with good quality materials.

An individual indoor parking space. A cellar and a balcony.

The location combines tranquility and practicality: shops approximately 300 m away, public transportation 350 m away, schools 900 m away. Chêne-Bougeries offers a sought-after living environment, just a few minutes from the center of Geneva, in a green setting.

Terms – occupied life annuity without rent:

- Life annuitant: woman, 74 years old

- Purchase price: CHF 1'000'000.–

- Capitalized value of the right of use: CHF 701'762.–

- Estimated price of the free apartment: CHF 1'701'762.–

This structure allows for the acquisition of a high-standing property with a significant discount and without rent payment, in a logic of medium- and long-term wealth building. Detailed breakdown of costs and contractual terms available upon request.

Energy certificate (CECB), condominium fees, and meeting minutes: available upon request.

Our Wivia team is at your disposal to present this property and accompany you in understanding the life annuity structure. Contact us to organize a visit.

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Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Advertiser

Wivia Sàrl
Wivia Sàrl
Avenue de la Gare 24
1870Monthey
Listing ID
4003441079
Object ref.
av.appartement.8rtxb.905o7

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