Buy a 2-bedroom-apartment

Many different people look for 2 bedroom apartment sale options because they simply don't need so much space. Singles, young couples, and retired seniors may find this size appealing. Are you interested in finding an apartment to buy? Then you can use the Internet to locate a variety of options throughout Switzerland,

and they are available in the city as well as in more rural areas. If you buy a 2 bedroom apartment, you are gaining the advantage of immediate equity and you can always sell it or rent it out in the future if you decide you want a new place.

Buying a 2-room flat in Switzerland

Two-room flats offer efficient floor plans and comfortable living in a compact space – ideal for singles, couples, weekly commuters and senior citizens. This segment is also attractive as an investment, as small units are easy to let out and are a manageable way to get onto the property ladder.

At a glance: 2-room flats

Number of 2-room flats: 733'087
Vacancy rate: 1.12%
New 2-room flats in the last 5 years: 52'510
Average price: CHF 802'000
25th percentile price: CHF 567'500
75th percentile price: CHF 1'211'865
Median monthly rent: CHF 1640
25th percentile rent: CHF 1300
75th percentile rent: CHF 2070
Suitable for 1- to 2-person households, commuters and senior citizens
Comparatively low purchase prices and ancillary costs
Good letting potential in urban locations
Limited space, so less unused room

Market overview: 2-room flats in Switzerland

Total number of 2-room flats: 733'087
New 2-room flats built in the last 5 years: 52'510
Vacancy rate for 2-room flats: 1.12%
Average price for a 2-room flat: CHF 802'000
25th percentile price for a 2-room flat: CHF 567'500
75th percentile price for a 2-room flat: CHF 1'211'865
Median monthly rent for a 2-room flat: CHF 1640
25th percentile monthly rent for a 2-room flat: CHF 1300
75th percentile monthly rent for a 2-room flat: CHF 2070

There is a large pool of two-room flats in Switzerland: a total of 733'087 units are available. Over the last five years, 52'510 new two-room flats have been built, which has changed the selection. The vacancy rate for two-room flats is 1.12%, which is slightly above the overall Swiss average of 1.3%. These figures indicate a certain scarcity in this sub-segment of the property market, but also a certain level of dynamism; demand is particularly high in cities, while supply varies significantly from region to region.

What costs are involved in buying a two-room flat?

The total price consists of the purchase price and ancillary costs. These include notary and land registry fees and – depending on the canton – potentially a transfer tax, as well. When purchasing an individual flat within a block of flats (STWEG), you will also have to pay regular contributions to the renovation fund and ongoing management and maintenance costs. If the property is built on leased land, interest must be paid on the lease. For investors, tax is an important aspect to consider, as is tenancy law if the flat will be let out. Financing generally involves a deposit and a mortgage; banks assess affordability, the condition of the property and realistic financial reserves.

A step-by-step guide to deciding whether a two-room flat is right for you

Determine your needs and budget: location, standard, financial reserves for maintenance.
Compare the market: assess the neighbourhood, infrastructure and relative prices.
Obtain documents: copy of the land registry entry, rules governing the property (STWEG), records and reports, current balance of the building’s renovation fund.
Assess the property: year of construction, condition, energy efficiency, noise, public transport connections.
Clarify financing: meeting with the bank, preliminary review; take ancillary costs and financial reserves into account.
Complete the purchase: have the contract notarised, transfer ownership, enter into the land registry.