Your financing certificate from UBS key4 mortgages

Get your financing certificate from UBS key4 mortgages

18.08.2025

The free financing certificate not only aids your planning, it also enables you to provide sellers and estate agents with proof that you can afford the mortgage. This gives you a clear advantage over other prospective buyers.

A finance certificate is a free, non-binding assessment by specialists to determine whether a particular property is within your budget – based on your income, assets and other key data.

If you bring the certificate with you to the viewing, you show the selling party that you are seriously interested and in a good financial position. This significantly increases the chances of your bid being accepted (and is even a prerequisite for many property purchases). At the same time, it helps you to understand your realistic budget and search for suitable properties in a more targeted manner.

Your benefits at a glance

  • Free & with no obligation: there are no fees for the financing certificate.
  • Make a strong impression on estate agents and sellers: with the certificate, you show that you are a serious buyer, as you are adequately prepared and solvent – many sellers require this proof even before the actual sale negotiations begin.
  • Quick & easy: you can order the certificate online and receive it within two working days.
  • Realistic estimate of your budget: based on the information you provide, you can see which price segment you can search in to find suitable properties.

✔️ Order your financing certificate from UBS key4 mortgages

To receive further mortgage services, click the button below to be redirected to our partner website. With this, you acknowledge that SMG Swiss Marketplace Group AG may receive compensation for the closing of mortgages. The products offered on the UBS key4 mortgages website are intended for and accessible only to Swiss residents.