The house is for sale in VIAGER semi-occupied - the seller remains the occupant of one of the two apartments until the end of their life.
The Viager is a real estate investment: tax optimization, capital gain, return on investment, inheritance...

Property from 1889 completely renovated - Two independent apartments - Immediate rental income

Sale with a unique bouquet, without life annuity and limited right of habitation to the ground floor apartment.

Located in the heart of the charming village of Ardon, this 1889-built house seduces with its architecture, its authenticity, and the quality of its renovation completed in 2022.

The total living area is approximately 260 m², complemented by a veranda of approximately 20 m², this house offers generous volumes, a functional distribution, and multiple possibilities of long-term valorization.

A complete renovation respecting its authenticity

Completely renovated, with work completed in 2022, the property has benefited from a modernization of its facilities and an improvement of its insulation.
Each apartment has a fully equipped kitchen, private sanitary facilities, and an electric heating system of the latest generation, complemented by a pellet heating system.
The apartments also benefit from independent technical management, with separate electricity meters, distinct water supplies, and individual hot water tanks of 300 liters.
Three magnificent vaulted cellars complete the unit, recalling the historical character of this building and giving it an additional charm.

Two independent apartments with generous volumes

Apartment with 3.5 rooms - Ground floor

With a living area of approximately 100 m², this apartment benefits from a pleasant veranda of 20 m², offering an additional living space open to the outside.
It includes a fully equipped kitchen, a bathroom with shower and toilet, as well as a private laundry facility with washing machine and dryer.
As part of the sale, this apartment will remain occupied by the current owner, who will retain a life right allowing him to reside there for as long as he lives.

Duplex apartment with 6.5 rooms - First floor and attic

Spread over the two upper levels, this spacious duplex develops a living area of approximately 160 m².
It offers a configuration adapted to a comfortable family life, with a fully equipped kitchen, a bathroom with toilet, a second bathroom with shower and toilet, as well as a private laundry facility.
This apartment, independent of the ground floor apartment, is currently rented until August 31, 2027, and generates a monthly rental income of CHF 2'100.-, plus charges, i.e., CHF 25'200.- per year.

A patrimonial opportunity in semi-occupied Viager

This property is offered for sale in semi-occupied Viager, with a unique bouquet and without life annuity.

The seller will retain a life right exclusively on the 3.5-room apartment on the ground floor.

The 6.5-room duplex, not burdened with this right of habitation, remains rented and generates an annual rental income of CHF 25'200.-, plus charges, intended to benefit the future buyer according to the terms of the sale.

This acquisition formula offers several advantages: it allows determining the amount of capital invested at the time of signing, without commitment to a life annuity, while benefiting from existing rental income.

In the long term, the extinction of the right of habitation will allow the buyer to also dispose of the ground floor apartment.

Viager occupied: Man, 85 years old
Market value: CHF 1'400'000
Single payment: CHF 1'288'000
No annuity