• Semi-detached house 4.5 rooms - purchase or rent-to-buy (1)
  • Semi-detached house 4.5 rooms - purchase or rent-to-buy (2)
  • Semi-detached house 4.5 rooms - purchase or rent-to-buy (3)
  • Semi-detached house 4.5 rooms - purchase or rent-to-buy (4)
  • Semi-detached house 4.5 rooms - purchase or rent-to-buy (5)
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Rooms
4.5
Living space
137 m2
Selling price
CHF 670,000.–

"Semi-detached house 4.5 rooms - purchase or rent-to-buy"

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Price

Purchase price:
CHF 670,000.–

Main information

Availability:
By agreement
Type:
Single house
No. of rooms:
4.5
Surface living:
137 m2

Documents (0)

Description

Opportunity to purchase through the flexible rent-to-buy formula (rent with redemption) for a semi-detached house with 4.5 rooms, located in the Residenza Campia.

The total price of the property is CHF 670'000, including two parking spaces.

The solution provides for an initial deposit of 10% of the sale price (CHF 67'000) and a monthly rent of CHF 1'850, including a quota for future redemption.

The property has a commercial area of approximately 137 m², is located in the municipality of Bioggio (Iseo fraction) and was built in 2014. It was last renovated in 2020 and extends over three residential levels connected by an internal staircase, distributed as follows:

Ground floor (living area): main entrance, service bathroom with shower, separate and equipped kitchen and a spacious living room characterized by 3.00 m high ceilings. From the living room, you can directly access the balcony and the approximately 50 m² private flat garden.

First floor (night area): landing, master bedroom, two further bedrooms and main bathroom equipped with both bathtub and shower. A second balcony completes the floor.

Basement: secondary pedestrian entrance directly from the common garage, landing, cellar and separate technical/boiler room.

The semi-detached house is inserted in the nucleus and surrounded by the green of Malcantone. It offers an open view of the valley and the Monte Rosa chain, combining the tranquility of the context with the proximity to Lugano, which can be reached in about 15/20 minutes by car.

The two dedicated parking spaces are one in the garage and one outside.

Possibility of purchase as a secondary residence after submitting the authorization application (costs borne by the buyer).

Technical note: The published information and images are purely illustrative and do not constitute a contractual obligation.

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Listing ID
4003265102
Object ref.
81572688

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