2-room apartment renovated - Investment opportunity in Vernayaz

Charming 2-room apartment completely renovated, offering a pleasant and functional living space. The property benefits from a renovation including a kitchen, an independent bedroom, and a shower room (to be renovated, quote available if needed).

Located on the ground floor of a well-maintained building in the heart of Vernayaz, this apartment constitutes an excellent opportunity for both investors and future owners.

Rental situation:
The apartment is currently rented for CHF 1'155.- per month, including CHF 135.- in charges.

Return on investment analysis
Current expenses 2024 (including heating): CHF 2'703.71

Financing assumption:
Equity (25 %): CHF 61'250.-
Mortgage loan: CHF 183'750.-
Mortgage interest rate: 1.5 %
Amortization over 15 years

Annual income and expenses
Gross rental income: CHF 13'860.-
Annual expenses: CHF 2'703.-

Mortgage interest (1.5 %): CHF 2'756.-
Annual amortization: CHF 2'450.-
Estimated annual result: CHF 5'951.-

Return on equity
9.72 % with a mortgage interest rate of 1.5 %
10.62 % with a mortgage interest rate of 1.2 %

Key points:
- Completely renovated apartment
- Tenant in place and immediate income
- Good rental price development in recent years
- High return on equity
- Central location in Vernayaz