• Magnificent apartment for life occupancy without rent with potential for expansion (1)
  • Magnificent apartment for life occupancy without rent with potential for expansion (2)
  • Magnificent apartment for life occupancy without rent with potential for expansion (3)
  • Magnificent apartment for life occupancy without rent with potential for expansion (4)
  • Magnificent apartment for life occupancy without rent with potential for expansion (5)
  • Magnificent apartment for life occupancy without rent with potential for expansion (6)
  • Magnificent apartment for life occupancy without rent with potential for expansion (7)
  • Magnificent apartment for life occupancy without rent with potential for expansion (8)
1 / 8
Rooms
6
Living space
165 m2
Selling price
CHF 350,000.–
Notify on price drop

"Magnificent apartment for life occupancy without rent with potential for expansion"

Find the right mortgage for your new home

The advertiser has not provided the exact address.

Address

1450 Sainte-Croix

Price

Purchase price:
CHF 350,000.–
Notify on price drop

Main information

Availability:
By agreement
Type:
Maisonette / Duplex
No. of rooms:
6
Floor:
3
Number of floors:
4
Surface living:
165 m2
Floor space:
274 m2
Last refurbishment:
2015
Year built:
1820

Characteristics

  • Balcony / Terrace

  • View

Documents (0)

Description

Magnificent apartment for life occupancy without rent with potential for expansion.
Value of the property: 480'000.-
You only pay:
The bouquet: 350'000.-
Rent: none
91-year-old man

Located in the heart of the charming commune of Sainte-Croix, this apartment constitutes a rare opportunity for a patrimonial investment in life occupancy without rent.

Within a condominium, this property offers a calm and pleasant living environment, close to amenities, shops, and the prized natural landscapes of the region.

The apartment consists of a large entrance hall serving the functional and well-appointed kitchen that allows for comfortable daily use, a bright living room offering a warm lounge thanks to the fireplace and a convivial dining room.

The sleeping area includes four bedrooms according to configuration, offering calm and intimacy. A bathroom as well as a visitor's toilet complete the unit.

The apartment also benefits from appreciable annexes such as a balcony accessible from the living room, a cellar, and a closed garage.

The attic space of nearly 112m2 on the ground, accessible by an interior staircase, allows for the expansion of the living space in the long term by arranging other bedrooms or offices or game rooms according to your needs.

This type of investment allows you to constitute an immobilized heritage at a reduced price, without rental management or rental hazards, in a secure environment.

The advantages:

Sought-after sector and natural environment
Investment without rent
Well-maintained property
Potential for long-term appreciation

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Viewing

Contact for viewing

Geoffrey PASCAL

Advertiser

Bien en Viager
Bien en Viager
Chemin des recluses 8
1213Petit-Lancy
Listing ID
4003213840
Object ref.
STECROISGEOAPP001AAAFE54Z3
Bien en Viager
Advertiser
Bien en Viager

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