• SION/BRAMOIS Duplex Apartment (1)
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Rooms
4.5
Living space
110 m2
Selling price
CHF 560,000.–

"SION/BRAMOIS Duplex Apartment"

Find the right mortgage for your new home

The advertiser has not provided the exact address.

Address

1950 Sion

Price

Purchase price:
CHF 560,000.–

Main information

Availability:
By agreement
Type:
Apartment
No. of rooms:
4.5
Surface living:
110 m2
Volume:
395 m3

Characteristics

  • Balcony / Terrace

  • Cable TV

  • Parking space

Documents (0)

Description

Exclusive!

 

Sion/Bramois Center

A BARGAIN, BECOME AN OWNER for a rent

(bank interest) of approx. Fr. 560.- per month gross

After a personal capital contribution + acquisition and notary fees Fr. 133'300.-

See projection at the end of the page

You dream of becoming an owner, but not of a villa in a urban area,

but rather of a quiet, charming place in the heart of the old village of Bramois.

DUPLEX APARTMENT 4 ½ rooms of 200/1000 -

living area 110 m2 - 3rd floor - In perfect condition!

Located in a historic building with character, charm, atypical,

stone facades

Occupied by 5 co-owners - Cubature 395 m3

First-class location with optimal sunlight all year round (south)

Everything within walking distance or by bike: school, kindergarten, bus, shops,

cafes/restaurants, hospital.

Village atmosphere, which is envied. Bramois is merged with the city of Sion

Apartment description including 2 balconies:

-          Distribution corridor, wardrobe/dressing room/storage closet

-          Bathroom with shower, WC, sink, washing machine

-          Fitted kitchen (2019), access to balcony

-          Parental bedroom 14 m2, wall closet

-          Large living room 23.50 m2, access to balcony, double glazing

Duplex floor, stairs

-          2 bedrooms under the sloping ceiling, one of 28 m2 and 18 m2 floor area,

wardrobe

The apartment has an independent storage room

of 3.42 m2 on the floor (3rd), which is exclusively assigned to this apartment but

is occupied by a gas heating system and a recent boiler (2024). Fireproof door.

Exclusively for the 2 owners of the floor (including the immediate neighbor).

So the acquisition costs and maintenance costs can be divided between two people.

This amicable agreement also allows for a private elevator in the form of an

electric hoist to be shared.

  

Includes:

-          Private garden of 218 m2 in a building zone

Designed with taste. Creating a peaceful and green retreat that combines

different plantings, ornamental shrubs, fruit trees:

cherry - pear - 3 apples, mulberry.

-          Not to forget the garden shed for storing outdoor furniture and tools

-          Fountain

-          Parking space 6/54

Ground floor

Perfect for a freelance professional:

-          Private storage room/duplex of 45 m2 - Cubature 105 m3

          Daylight, large window from top to bottom, water, electricity, drains

Same floor, WC for the 5 co-owners

Basement

-          Private wine cellar 28 m2 – Cubature 145 m3

 

Renovation fund end of 2025 Fr. 25'000.-

According to the protocol, no planned or ongoing work

 

                                           ***************************

 

Monthly PPE fees        Fr.  180.-

Concierge service

Building insurance

Renovation fund

 

Personal fees              Fr.  350.-

Heating subscription

Personal consumption

Electricity/Water/Gas

PV 560'000.- The entire package includes 

-        Duplex apartment 4 ½ rooms 137 m2

-        Storage room

-        Private garden of 218 m2 in a building zone

-        Storage room 45 m2

-        Wine cellar 28 m2

- Parking space                                            

 

Available by agreement or quickly

Financial projection :

Apartment Bramois and annexes       PV   Fr. 560'000.-

Personal capital contribution                       Fr.  112'000.-

Acquisition costs (notary)                  16'800.-

                             Total                  Fr. 128'800.-

Acquisition costs (approx.)                                 4'500.-

Total personal capital                     Fr. 133'300.-

Bank loan                                                       Fr. 448'000.-

 

Example :

1. Average interest 1.50 %   approx. Fr. 560.-

(equivalent to a rent/tenant at a loss of Fr. ...)

2.  Compulsory savings approx. Fr. 540.-

(progressive debt repayment)

Total bank interest of approx. Fr. 1'100.-

 

So I become the owner. I no longer throw away rent unnecessarily through the

window and my real estate gains value

 

Building costs (including renovation fund, currently Fr. 25'000.-) 

monthly approx. Fr. 180.-, very reasonable.

Personal apartment costs electricity, water, media, etc.    

approx. Fr. 350.-, depending on personal consumption.                                                                                     

Mortgage Calculator

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Advertiser

Abytus Immobilier Sàrl
Abytus Immobilier Sàrl
Chemin du Bosquet 5
1967Sion
Listing ID
4003128593
Object ref.
3zc0y.epg59

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