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1 / 15
Rooms
8
Living space
223 m2
Selling price
CHF 1,780,000.–
Notify on price drop

"Two independent apartments, one property: live, share and generate income"

Find the right mortgage for your new home

The advertiser has not provided the exact address.

Address

6500 Bellinzona

Price

Purchase price:
CHF 1,780,000.–
Notify on price drop

Main information

Availability:
By agreement
Type:
Bifamiliar house
No. of rooms:
8
Number of apartments:
2
Number of bathrooms:
3
Number of showers:
2
Number of floors:
1
Surface living:
223 m2
Land area:
600 m2

Characteristics

  • Pets allowed

  • Balcony / Terrace

  • Cellar

  • Dishwasher

  • Washing machine

  • Tumble dryer

  • Cable TV

  • View

  • Mountain view

  • Quiet neighborhood

  • Child-friendly

  • Parking space

  • Part of a flat share

  • Power connection

  • Water connection

  • Waste water connection

Documents (1)

Description

Two independent apartments, one property: live, share and generate income

In a quiet and sunny location in Camorino, just a few minutes from Bellinzona, we are offering a particularly versatile property: two independent apartments within one house, with outdoor spaces, modern comfort and several possible uses.

An ideal solution for anyone looking for more than just a home: living close to family while maintaining separate spaces, creating a multigenerational living solution, or occupying one unit and generating rental income from the other.

The property is arranged over two floors and consists of:

  • 3.5-room apartment on the ground floor, approx. 102 m², with direct access to the garden and a bioclimatic pergola;
  • 4.5-room apartment on the upper floor, approx. 121 m², with a spacious panoramic terrace, excellent natural light and open views.

Both units benefit from independent spaces and access, allowing the property to adapt over time to different personal or family needs.

Live upstairs and rent out the ground-floor apartment

One particularly attractive option is to live in the 4.5-room apartment on the upper floor, enjoying the terrace and more open outlook, while renting out the 3.5-room garden apartment on the ground floor.

Based on the current rental market in the area, an indicative net rent of approximately CHF 1,700 per month could be considered for the 3.5-room apartment, corresponding to around CHF 20,400 per year.

This income can make a meaningful contribution towards the ongoing costs of the property, reducing the financial burden of the main residence and turning part of the house into a genuine source of income.

In other words, this is not simply the purchase of a home, but of a property where one part can help financially support the other.

Live on the ground floor and rent out the 4.5-room apartment

A second option is to live in the 3.5-room apartment with garden and rent out the 4.5-room apartment on the upper floor.

For this unit, an indicative net rent of approximately CHF 1,900 per month could be considered, equivalent to around CHF 22,800 per year.

This configuration may be particularly attractive for buyers who prefer a more compact private living area while benefiting from a significant monthly income generated by the second unit.

In this case too, the rental income can contribute substantially towards the overall housing costs and make the purchase more efficient from a financial perspective.

A home that adapts to different stages of life

Today, two independent households.

Tomorrow, parents and children under one roof, while preserving privacy.

Or one unit for personal use and one unit as an income-producing property.

The layout allows the use of the property to evolve over time without sacrificing the independence of the two residential units.

For families, this home can become a place where different generations live close to one another while still enjoying their own private spaces.

For buyers also considering the financial aspect, it offers the opportunity to combine owner-occupation and rental income within a single property purchase.

Comfort and efficiency

The property also includes:

  • heat pump;
  • photovoltaic system;
  • air conditioning;
  • automatic irrigation system;
  • robotic lawn mower;
  • two covered parking spaces.

All of this is set on a plot of approximately 600 m², in a quiet residential setting with convenient access to Bellinzona and the main local services.

A property designed not for one single way of living, but for different needs, different generations and different opportunities.

Sale price: CHF 1,780,000.–

The rental figures indicated are non-binding market estimates and do not constitute a guarantee of future rental income.

Mortgage Calculator

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Purchase price
Household income

Annual gross income of all persons applying for the mortgage (including 13th month salary or bonus payment).

The mortgage is affordable if the living costs do not exceed one third (33%) of your income.

Equity capital

You must finance at least 20% of the property value with your own funds. This includes savings, advance inheritance, gifts, all retirement assets (3a, 3b) and pension fund assets. You may withdraw a maximum of 10% of the purchase price from the pension fund.

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Silver Partner
Multiresidenza SAPiazza Riziero Rezzonico 7, 6900 LuganoSee all listings from this agency
Ilan Comandini
Ilan ComandiniConsulente immobiliare
Listing ID
4003489779
Object ref.
IC0005V-NT-BE
Silver Partner
Ilan Comandini
Ilan Comandini

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