We are offering for sale in Morbio Inferiore the bare ownership of a comfortable and bright 3.5-room apartment on the ground floor with a balcony in a quiet and residential area.
The apartment consists of an entrance hall, a large and bright living room, a habitable kitchen with a comfortable covered balcony accessible from both the day area and the kitchen, a master bedroom, another room, and two bathrooms with shower/bathtub.
The building was completely renovated in the early 2000s.
Assigned cellar and owned parking space.


The sale of the bare ownership of a property is a type of sale for investment, the bare ownership essentially constitutes the ownership of the walls, the use and the right to habitation remain with the usufructuary.
The value of the usufruct and consequently the bare ownership varies based on the age of the usufructuary since it is for life, the older the usufructuary, the lower the value of the usufruct and the closer the bare ownership is to the market value of free.
In this case, the age of the usufructuary is 77 years.
Therefore, one can buy a property at a very advantageous price with the variable of not having it free immediately.
The value of the usufruct is CHF 145,000, so the full ownership (i.e., the property available and empty) is worth CHF 480,000.

Ask for our documentation for more information.