Renting a stepped-terrace flat in Switzerland

A stepped-terrace flat offers generous outdoor space on a balcony, loggia or roof terrace – ideal for sunny breakfasts, cosy evenings, barbecues with friends or urban gardening. With their bright and open design, these flats are particularly suitable for couples or small families who want to enjoy additional opportunities for open-air living and relaxation right at home.

Stepped-terrace flats: benefits and ideal tenants at a glance

• Private outdoor space with sun, views and space for plants.

• Ideal for couples and families; option for a home office with lots of fresh air.

• Consider factors such as weather and noise; maintenance and sun protection required for the terrace.

• Use in accordance with house rules; barbecuing and alterations only with permission.

Market overview for stepped-terrace flats in Switzerland

The total housing stock in Switzerland amounts to 4’840’096 dwellings (value refers to all dwellings). Over the last five years, 235’897 new dwellings have been built (total market). Rental prices for rental properties average CHF 1640 per month; a quarter of properties on offer are priced at CHF 1300 or less, and three quarters at CHF 2070 or less. Stepped-terrace flats are often in the mid to upper price segment, especially in urban locations.

Costs of a stepped-terrace flat

The rental price includes the net rent and utility costs as laid out in the rental agreement. Utilities such as heating, hot water, building maintenance or the lift are only payable if they are explicitly listed in the rental agreement (in accordance with the Swiss Code of Obligations provisions on utility costs). A rental deposit of up to three months’ rent is permissible (Swiss Code of Obligations Art. 257e). When calculating your budget, remember to take your personal tax burden into account; it will vary from canton to canton. As a rough guide, 12.38% is the average tax burden for a residential area (value refers to the residential area as a whole). Also remember to budget for removals, final cleaning, connection fees for utilities and any permits required for the move.

A step-by-step guide to deciding whether a stepped-terrace flat is right for you

1. Define your requirements: rooms, orientation, wind protection, privacy.

2. Evaluate your budget: rent, utilities, deposit; compare with the market.

3. Prepare documents: credit report, proof of income, voluntary disclosure of personal details.

4. Review the contract and house rules: utilities, reference interest rate, pets, notice periods.

5. Viewing and handover: inspect the terrace, draw up a record, report any defects immediately.

Next steps: how to secure your stepped-terrace flat

Start your search with a custom filter for stepped-terrace flats, set up notifications for your search and schedule viewings as soon as possible. Have your documents ready in digital form, clarify any questions about utilities and house rules before applying, and compare offers based on location and overall budget. This will help you take informed decisions and secure the right stepped-terrace flat.