3 results - Flats for sale: 6515 (Gudo)

Un panorama di cui innamorarsi / Ein Ausblick zum Verlieben

RES. PRIMARIA O SECONDARIA - Questo bellissimo appartamento in una casa di sole due unità è situato a Riazzino, nel Comune di Lavertezzo Piano, in posizione tranquilla, molto soleggiata e con una vista impareggiabile sul lago e su tutta la regione. Si trova al primo piano e dispone di un ampio giardino con caratteristico tavolo in sasso che rappresenta una vera e propria oasi di pace per cenare all’aperto o semplicemente per rilassarsi al tramonto circondati da un panorama mozzafiato. L’appartamento si compone di cucina chiusa abitabile con accesso alla terrazza, soggiorno con camino, salotto panoramico con ampie finestre, sala da pranzo, due camere da letto, di cui una con accesso alla seconda terrazza, bagno con vasca e una toilette. Una soluzione ideale per chi cerca quiete, tranquillità e un’atmosfera famigliare e confortevole. Completano quest’incredibile offerta una piccola teleferica per facilitare il trasporto delle merci dalla strada all’abitazione e un posteggio esterno scoperto.ERST- ODER ZWEITWOHNSITZ - Diese schöne Wohnung in einem Zweifamilienhaus befindet sich in Riazzino, in der Gemeinde Lavertezzo Piano, in ruhiger und sehr sonniger Lage mit unvergleichlichem Blick auf den See und die ganze Region. Sie befindet sich im ersten Stock und verfügt über einen grossen Garten mit einem charakteristischen Steintisch: eine wahre Oase der Ruhe, um im Freien zu essen oder einfach nur den Sonnenuntergang zu geniessen, umgeben von einem atemberaubenden Panorama. Die Wohnung besteht aus einer geschlossenen Küche mit Zugang zur Terrasse, einem Wohnzimmer mit Kamin, einem Panoramawohnzimmer mit grossen Fenstern, einem Esszimmer, zwei Schlafzimmern, von denen eines Zugang zur zweiten Terrasse hat, einem Badezimmer mit Badewanne und einer Toilette. Eine ideale Lösung für alle, die Ruhe und ein gemütliches Familienambiente suchen. Abgerundet wird dieses unglaubliche Angebot durch eine kleine Seilbahn, die den Transport von Gütern von der Strasse zum Haus erleichtert, und einen ungedeckten Aussenparkplatz.

Accogliente appartamento 4.5 locali

Questo e tanti altri immobili e foto sono visibili su remax.ch e newhome.ch.Appartamento di 4.5 locali in posizione comoda / Residenza primaria, secondaria su richiesta.Visiti immediatamente la proprietà tramite il tour virtuale: https://my.matterport.com/show/?m=DfNS6fnpikSQuesto ampio e luminoso appartamento si trova allultimo piano ed è servito da un comodo ascensore. Gode di una splendida vista aperta che spazia dal Piano di Magadino fino al Locarnese.Lunità si compone di tre camere da letto, un accogliente soggiorno con accesso diretto al balcone esposto a sud-ovest, una cucina abitabile e un bagno con vasca.Due posteggi esterni e una cantina privata, utile come spazio di deposito supplementare, completano la proprietà.A disposizione dei residenti vi è un piacevole giardino condominiale con pergolato, tavolo in pietra, grill e area giochi per bambini il luogo ideale per rilassarsi o trascorrere momenti conviviali. La posizione centrale permette di raggiungere comodamente negozi, ufficio postale e ristoranti nelle immediate vicinanze.Una soluzione ideale per famiglie, come investimento a reddito oppure come casa di vacanza.Tutte le informazioni sono senza garanzia.Vuole saperne di più sulla proprietà? Ci contatti! Siamo con piacere a sua disposizione per ulteriori informazioni e/o per una visita e le invieremo volentieri una documentazione dettagliata.-Diese und viele weitere Immobilien sowie Fotos finden Sie auf remax.ch und newhome.ch.4.5-Zimmer-Wohnung an praktischer Lage Hauptwohnsitz, Zweitwohnsitz auf Anfrage.Besichtigen Sie die Immobilie jetzt direkt per virtuellem Rundgang: https://my.matterport.com/show/?m=DfNS6fnpikSDiese grosszügige und lichtdurchflutete Wohnung befindet sich im obersten Stockwerk und ist bequem per Aufzug erreichbar. Sie bietet eine herrliche, unverbaute Aussicht, die sich von der Magadino-Ebene bis in den Raum Locarno erstreckt.Die Wohnung verfügt über drei Schlafzimmer, ein gemütliches Wohnzimmer mit direktem Zugang zum südwestlich ausgerichteten Balkon, eine Wohnküche und ein Badezimmer mit Badewanne.Zwei Aussenparkplätze und ein privater Kellerraum als zusätzlicher Stauraum gehören ebenfalls zur Liegenschaft.Den Bewohnern steht ein schöner Gemeinschaftsgarten mit Pergola, Steintisch, Grillstelle und Kinderspielbereich zur Verfügung der perfekte Ort zum Entspannen oder für gesellige Momente.Dank der zentralen Lage sind Geschäfte, die Post und Restaurants bequem zu Fuss erreichbar.Eine ideale Lösung für Familien, als Renditeobjekt oder auch als Feriendomizil.Alle Angaben ohne Gewähr.Möchten Sie mehr über diese Immobilie erfahren? Kontaktieren Sie uns wir stehen Ihnen gerne für weitere Informationen und/oder eine Besichtigung zur Verfügung und senden Ihnen gerne eine ausführliche Dokumentation zu.

New and Modern 2.5 Rooms in Giubiasco

In Giubiasco, in a central and strategic position, close to all main services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Residenza Al Borghetto will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a wide and comfortable garage, cellars, and laundry rooms.Within this modern residence, we propose for sale:PPP 222.5-room apartment on the third floor of about 59.10 sqm, and so divided:entrance,modern open-plan kitchen,living room with access to the terrace of about 9.40 sqma bathroom,a double bedroom.The property is completed by a cellar of about 3.40 sqm assigned C15 and a parking space in the garage P 34.Apartment price: CHF 445,000Price for a parking space: CHF 50,000Total sale price: CHF 495,000Expected delivery: spring 2027

2.5-room apartment in new residence in Giubiasco

In Giubiasco, in a central and strategic position, close to all major services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Al Borghetto Residence will be built.The building will host 30 apartments on 4 levels of different sizes and will offer a large and comfortable garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 2 a 2.5-room apartment of 55 sqm on the ground floor and consists of:entrance,modern open-plan kitchen,living room with access to the terrace of about 15.60 sqm and to the private garden of 103 sqm,a bathroom,a double bedroom.A cellar of 4 sqm assigned C1 and a parking space in the garage marked P3 complete the property.Apartment price: CHF 475,000Parking price: CHF 50,000Total sale price: CHF 525,000Expected delivery: spring 2027

New studio apartment in Giubiasco

In Giubiasco, in a central and strategic position, close to all major services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Residenza Al Borghetto will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a large and convenient garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 171.5-room apartment on the second floor of about 26.30 sqm, and thus divided:entrance,modern open-plan kitchen,living/bedroom with access to the 7 sqm terrace,one bathroom.The property is completed by a cellar of about 4 sqm assigned C12 and a parking space in the garage marked P22.Apartment price: CHF 230,000Price for 1 parking space: CHF 50,000Total sale price: CHF 280,000Expected delivery: spring 2027

New Studio Apartment for Sale in Giubiasco

In Giubiasco, in a central and strategic position, close to all main services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Residenza Al Borghetto will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a large and comfortable garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 161.5-room apartment on the second floor of about 28 sqm, and so divided:entrance,modern kitchen,living/bedroom with access to the 7 sqm terrace,a bathroom.The property is completed by a cellar of about 4 sqm assigned C24 and a designated outdoor parking space PE3.Apartment price: CHF 240,000Price for 1 parking space: CHF 50,000Total sale price: CHF 290,000Expected delivery: spring 2027

New studio apartment for sale in Giubiasco

In Giubiasco, in a central and strategic position, close to all main services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Residenza Al Borghetto will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a large and convenient garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 91.5-room apartment on the first floor of about 28 sqm, and so divided:entrance,modern kitchen,living/bedroom with access to the 7.40 sqm terrace,a bathroom,The property is completed by a cellar of about 4 sqm assigned C6 and an external parking space marked PEApartment price: CHF 235'000Price for 1 external parking space: CHF 50'000Total sale price: CHF 285'000Expected delivery: spring 2027

2.5-room apartment in New Residence in Giubiasco

In Giubiasco, in a central and strategic position, close to all main services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Al Borghetto Residence will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a large and convenient garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 82.5-room apartment on the first floor of about 58.80 sqm, and thus divided:entrance,modern open-plan kitchen,living room with access to the 9.40 sqm terrace,one bathroom,one double bedroomThe property is completed by a cellar of about 4 sqm assigned C5 and a parking space in the garage marked P24Apartment price: Chf 440'000Price for 2 parking spaces: Chf 50'000Total sale price: Chf 490'000Expected delivery: spring 2027

New 2.5 rooms in Giubiasco

In Giubiasco, in a central and strategic position, close to all main services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Residenza Al Borghetto will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a large and comfortable garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 42.5-room apartment on the ground floor of about 54.40 sqm SUL, and thus divided:entrance,modern open kitchen,living room with access to the 15.60 sqm SUL terrace and the private 104 sqm garden,a bathroom,a double bedroom.The property is completed by a cellar of about 4 sqm assigned C3 and a parking space in the garage marked P7.Apartment price: CHF 475,000Price for 1 parking space: CHF 50,000Total sale price: CHF 525,000Expected delivery: spring 2027

New and spacious 2.5-room apartment in Giubiasco

In Giubiasco, in a central and strategic position, close to all main services, shops, and infrastructure, just a few minutes from schools, station, and the center of Bellinzona,the new Residenza Al Borghetto will arise.The building will host 30 apartments on 4 levels of different sizes and will offer a large and comfortable garage, cellars, and laundry rooms.Within this modern residence, we propose for sale,PPP 32.5-room apartment on the ground floor of about 59 sqm, and so divided:entrance,modern open-plan kitchen,living room with access to the 10.20 sqm terrace and the private 138 sqm garden,a bathroom,a double bedroom.A cellar of about 4 sqm assigned C2 and a parking space in the garage marked P4 complete the property.Apartment price: CHF 500,000Price for 1 parking space: CHF 50,000Total sale price: CHF 550,000Expected delivery: spring 2027

3.5 room apartment with garden, new construction

The project is divided into two volumes arranged vertically, which relate to the hill context through a series of terracing. The large windows that characterize the south facade frame the view of the Piano di Magadino park and the surrounding mountains. The two buildings are distinguished by their respective typologies, one parallel to the levels and one perpendicular, a characteristic arrangement of the buildings in the nucleus.The residential complex of six apartments is structured into two two-story buildings, each with a ground floor that relates to the garden. The lower building hosts four units, the upper one two apartments. Access is from above, the parking spaces are arranged at street level, and the vertical distribution of the paths takes place through an elevator and a system of external stairs that draw the slope.The apartments are organized with an entrance area, two bedrooms and two bathrooms, a kitchen, and a living area arranged around the covered loggia.------------------

3.5 room apartment with garden, new construction

The project is divided into two volumes arranged vertically, which relate to the hill context through a series of terracing. The large windows that characterize the south facade frame the view of the Piano di Magadino park and the surrounding mountains. The two buildings are distinguished by their respective typologies, one parallel to the levels and one perpendicular, a characteristic arrangement of the buildings in the core.The residential complex of six apartments is structured into two two-story buildings, each with a ground floor that relates to the garden. The lower building hosts four units, the upper one two apartments. Access is from above, the parking spaces are arranged at street level, and the vertical distribution of the paths takes place through an elevator and a system of external stairs that draw the slope.The apartments are organized with an entrance area, two bedrooms and two bathrooms, a kitchen, and a living area arranged around the covered loggia.------------------

Appartamenti moderni a Rivera

Situata nel cuore di Rivera, Residenza Bricola offre appartamenti moderni in un ambiente tranquillo e ben collegato. Il progetto prevede due edifici indipendenti di tre piani, immersi in una zona soleggiata e con una piattaforma verde sopra l'autorimessa interrata.Caratteristiche principali: • Impianto di riscaldamento a pavimento con serpentine a bassa temperatura e regolazione individuale. • Serramenti in PVC con doppio vetro isolante per massimo comfort termico. • Cucine completamente arredate, con finiture di qualità e dotate di elettrodomestici di ultima generazione. • Bagni moderni con sanitari di design e rivestimenti raffinati. • Finestre con lamelle frangisole motorizzate, per un'ottima gestione della luce naturale. • Ascensori in acciaio inox, per un accesso comodo e senza barriere. Esterni: • Giardini privati e terrazze per godere di momenti di relax all'aperto. • Autorimessa interrata, con posteggi assegnati e accesso diretto agli appartamenti. • Aree verdi curate, per un ambiente naturale e armonioso. Posizione strategica:La Residenza Bricola si trova a pochi passi dallo Splash & SPA, dalla funicolare del Monte Tamaro e dalla stazione ferroviaria di Rivera. Inoltre, l’imbocco autostradale garantisce un rapido accesso alle principali città.Questi appartamenti sono perfetti per chi desidera una casa moderna e confortevole in una posizione strategica.Contattaci per maggiori informazioni, brochure, planimetrie, o per fissare una visita!Moderne Wohnungen in RiveraIm Herzen von Rivera gelegen, bietet die Residenza Bricola moderne Wohnungen in einer ruhigen und gut angebundenen Umgebung. Das Projekt umfasst zwei unabhängige Gebäude mit drei Stockwerken, eingebettet in eine sonnige Gegend mit einer grünen Plattform über der Tiefgarage.Hauptmerkmale: • Fußbodenheizung mit Niedertemperatur-Heizschlangen und individueller Regelung. • PVC-Fenster mit isolierender Doppelverglasung für maximalen thermischen Komfort. • Voll ausgestattete Küchen mit hochwertigen Oberflächen und modernsten Geräten. • Moderne Badezimmer mit Design-Sanitäranlagen und eleganten Verkleidungen. • Fenster mit motorisierten Lamellenstoren für optimale Steuerung des natürlichen Lichts. • Edelstahlaufzüge für bequemen und barrierefreien Zugang. Außenbereiche: • Private Gärten und Terrassen für entspannte Momente im Freien. • Tiefgarage mit zugewiesenen Stellplätzen und direktem Zugang zu den Wohnungen. • Gepflegte Grünflächen für eine natürliche und harmonische Umgebung. Strategische Lage: Die Residenza Bricola befindet sich nur wenige Schritte vom Splash & SPA, der Standseilbahn des Monte Tamaro und dem Bahnhof Rivera entfernt. Zudem ermöglicht der Autobahnanschluss eine schnelle Verbindung zu den wichtigsten Städten.Diese Wohnungen sind perfekt für alle, die ein modernes und komfortables Zuhause an einer strategischen Lage suchen.Kontaktieren Sie uns für weitere Informationen, eine Broschüre, Grundrisse oder zur Vereinbarung einer Besichtigung!Modern Apartments in RiveraLocated in the heart of Rivera, Residenza Bricola offers modern apartments in a quiet and well-connected environment. The project features two independent three-story buildings, set in a sunny area with a green platform above the underground garage.Key Features: • Underfloor heating with low-temperature coils and individual control. • PVC windows with double insulating glass for maximum thermal comfort. • Fully equipped kitchens with high-quality finishes and state-of-the-art appliances. • Modern bathrooms with designer sanitary ware and refined finishes. • Windows with motorized sunshade slats for optimal natural light management. • Stainless steel elevators for convenient and barrier-free access. Outdoor Areas: • Private gardens and terraces to enjoy relaxing moments outdoors. • Underground garage with assigned parking spaces and direct access to the apartments. • Well-maintained green areas for a natural and harmonious environment. Strategic Location: Residenza Bricola is just a few steps from Splash & SPA, the Monte Tamaro funicular, and the Rivera train station. Additionally, the highway entrance provides quick access to major cities.These apartments are perfect for those looking for a modern and comfortable home in a strategic location.Contact us for more information, a brochure, floor plans, or to schedule a visit!

New 2.5-room apartment with garden

We are selling in Lumino a modern 2.5-room apartment with a garden in a quiet and sunny area.The apartment has a size of 56 sqm and the garden has a size of 140 sqm.As it is an object of high standing, it is equipped with a photovoltaic system, air conditioning, domotics, fiber optics, Jacuzzi, lawn mower robot, video intercom, preparation for automatic irrigation, and connections for washing machine and dryer.The parking space in the garage costs CHF 25,000.00, and with the preparation for complete car charging, this exclusive property is complete.Don't miss this unique opportunity!We are at your disposal for further information.

Spacious 4.5-room apartment with garden

The apartment for sale in the municipality of Sementina, located in a very quiet and comfortable area with convenient services, represents an excellent residential opportunity.Its proximity to the highway and the train station makes it easily accessible, ensuring good mobility.The apartment has 4.5 rooms for a total of 131sqm and includes an open-plan living and kitchen area, 3 large bedrooms, one of which has an en-suite bathroom with a bathtub, 1 additional bathroom with a shower, numerous built-in wardrobes, a covered terrace of 27m² with direct access to the communal garden, and a private laundry room.The sunny exposure guarantees brightness and warmth to the rooms.The presence of schools, public transport, and shops in the vicinity makes it ideal for families and professionals who want to live in a complete and well-served residential context.The price of 790000 CHF + 50'000 CHF for the two indoor parking spaces makes it a convenient opportunity for those looking for a quality residential solution in the region.

2.5 brand new locals in Bellinzonese

We are in the Bellinzonese, where the Exclusive Residential Complex offers you the opportunity to live in a 2.5-room apartment that redefines the concept of comfort and modernity. Imagine entering a bright and welcoming environment, where every space has been optimized for your well-being. Feel free to personalize the finishes, creating a nest that fully reflects your personality and lifestyle. This is not just an apartment, it's the beginning of a new adventure in a vibrant neighborhood.FUNCTIONAL DESIGN AND NEIGHBORHOOD LIFEThese 2.5-room apartments have been designed for those who seek practicality without sacrificing elegance. Imagine having an open living space, perfect for relaxing or hosting friends, with large windows that let in natural light. The bedroom is a haven of peace, while the modern bathroom completes a picture of functionality and design. But the true beauty is outside your door: a magnificent central park of 2000 m² awaits you for rejuvenating walks, and on the ground floor, you'll find essential services like a pharmacy and an after-school center. Everything you need, just a few steps away.AN INVESTMENT IN YOUR FUTUREBuying a 2.5-room apartment in the Exclusive Residential Complex means making a smart investment in your future. With prices starting from CHF 470’000.00, this is an opportunity not to be missed for singles, young couples, or those looking for a profitable investment in an area with strong growth. Imagine the convenience of a parking space in the garage and the tranquility of living in a modern and well-served complex.AVAILABLE 2.5-ROOM APARTMENTS1P App 2.5 CHF 470’000.002P App 2.5 CHF 480’000.003P App 2.5 CHF 495’000.003P App 2.5 CHF 500’000.004P App 2.5 CHF 510’000.004P App 2.5 CHF 595’000.00For more information or to discover your future home in Bellinzonese in person, call us at +41 91 921 24 28 or +41 78 404 56 75.ViverTI - Living in Switzerland

WONDERFUL 4.5 NEW IN GIUBIASCO

We are in GIUBIASCO, in a privileged residential area, where a new and refined residence welcomes you in a 4.5-room apartment that embodies the quintessence of modern living. Imagine crossing the threshold of a 110 m² space, where every area has been conceived to envelop you in an atmosphere of sublime comfort and impeccable design. Feel the promise of a serene and fulfilling life, immersed in an exclusive and modern context.REFINED SPACES AND FUNCTIONALITY WITHOUT COMPROMISESThis apartment, located on the second floor of a building with only eight units, offers an intelligent and generous layout. Imagine a double room, two cozy single rooms, and two modern bathrooms, designed to guarantee privacy and well-being for the whole family. The heart of the house is the large open space of 46.3 m², where kitchen and living room merge in perfect harmony, creating an ideal environment for moments of conviviality and relaxation. Natural light floods every corner, enhancing the premium finishes and attention to detail that characterize every element.AN INVESTMENT IN YOUR FUTURE OF HIGH STANDINGBuying this apartment in this exclusive residence means choosing a far-sighted investment in one of the most dynamic and sought-after areas of Giubiasco. With a price of CHF 680'000, this is a unique opportunity to secure a high-standing home, where every day will be a pure pleasure. The availability of two parking spaces in the garage, at a cost of CHF 35'000 each, adds an additional touch of practicality and value.For more information or to discover the elegance and comfort that awaits you in person, call us at +41 91 921 24 28 or +41 78 404 56 75.ViverTI - Living in Switzerland

2.5 BRAND NEW UNITS IN BELLINZONESE

We are in the BELLINZONESE, where the Exclusive Residential Complex invites you to discover a 3.5-room apartment, the sublime solution for those who yearn for spacious rooms, enveloping comfort, and the invaluable freedom to shape their own desires. Imagine crossing the threshold of a context where every detail has been conceived for your family, a place where natural light, generous and warm, floods every room and where the finishes, chosen with care by you, will bring your vision of an ideal home to life. Feel the promise of a serene and fulfilling existence in a modern, vibrant, and prestigious context. SPACIOUS ROOMS AND PERSONALIZATION These 3.5-room apartments boast a generous area, an ideal refuge for demanding families or for those who aspire to more spacious and refined spaces. Imagine a vast and light-filled living room, the pulsing heart of the home, where you can weave unforgettable moments with your loved ones. The kitchen, with modern design and impeccable functionality, is ready to inspire your most daring culinary creations. With two sumptuous bedrooms, you will have all the space you need for a regenerating rest and absolute privacy. But the true privilege lies in the possibility of personalizing every single finish, from the precious floor to the most exclusive coatings, transforming the apartment into an authentic expression of your personality. The renderings reveal the intrinsic potential, but the true magic will take shape thanks to your distinctive touch. A NEIGHBORHOOD TAILORED TO HUMAN NEEDS Living in the Exclusive Residential Complex means immersing yourself in an atmosphere that transcends simple housing. Imagine having a magnificent central park of 2000 m², a green and regenerating oasis, just a few steps from your home, a sanctuary where children can explore in complete safety and adults can abandon themselves to moments of pure relaxation in the open air. On the ground floor, you will discover essential and refined services, such as a cutting-edge pharmacy and a dynamic extracurricular center, making everyday life extraordinarily easy and fulfilling. The presence of a state-of-the-art underground garage with numerous guarded parking spaces guarantees unparalleled practicality and impeccable security for your precious vehicle. AN INVESTMENT FOR YOUR FAMILY Acquiring a 3.5-room apartment in the Exclusive Residential Complex represents a far-sighted and valuable investment in the unparalleled quality of life of your family. With a price of 590’000 CHF 70’000 CHF for a parking space and each additional parking space 70’000 CHF for the available 3.5-room apartment, this is an unrepeatable opportunity to secure a cutting-edge home in a growing neighborhood in the heart of Bellinzonese. Imagine the immeasurable joy of seeing your children thrive in a serene, protected, and stimulating environment, with every comfort and service within reach. 3.5-ROOM APARTMENT AVAILABLE 4P App 3.5 CHF 660’000.00 total For more information or to discover your future home in Bellinzonese in person, call us at +41 91 921 24 28 or +41 78 404 56 75. ViverTI - Living in Switzerland