There are numerous types of houses you could consider when you want to purchase your very own property. With a dream this big, you certainly want to make the right decision. If you would like to live outside of the city in Switzerland and enjoy a quieter, more rural way of life, then you could buy a farmhouse.

These homes come in a variety of sizes and often sit on large pieces of land that you can enjoy whether you plan to farm or not. To look for a farmhouse for sale, you just need to look on ImmoScout24. This site offers numerous listings to choose from.

Buying a farmhouse in Switzerland

With a farmhouse, you get plenty of space, a building with history and the chance to live in harmony with nature. Farmhouses are suitable for families who need space and peace and quiet; they are also a good choice for self-employed people who need extra room or for investors with a focus on renovations and long-term value appreciation.

Farmhouses at a glance

• For nature-loving buyers, tradespeople and small businesses that need space

• Plenty of living space and additional areas, often with a barn and workshop

• Renovation costs and expenses for energy may be higher

• Zoning regulations and permits are crucial (agricultural zone)

Market overview for farmhouses in Switzerland

Demand for living space remains high: the Swiss population has changed by 1.54% over the last three years. On the whole, farmhouses are existing properties; new builds are rare. The supply is limited to certain regions and is strongly influenced by location, access and the condition of the building. Renovated properties are particularly sought-after in rural areas with good transport links, while unrenovated properties offer opportunities to add value through refurbishment.

What costs are involved in buying a farmhouse?

In addition to the purchase price, there are notary and land registry fees and – depending on the canton – there may also be a transfer tax. Expect expenses for renovation, energy efficiency, heating and any work that needs to be done to meet requirements for listed buildings. Financing is usually provided by a mortgage; banks assess the condition, location and use of the property. In agricultural zones, the Federal Act on Agricultural Land Rights (BGBB) applies; it regulates property acquisition, price assessments and pre-emptive rights to buy. From a tax perspective, the imputed rental value, property tax and – in the event of a subsequent sale – a capital gains tax on the sale must be taken into account; revenues from rent are also taxed as income.

A step-by-step guide to deciding whether a farmhouse is right for you

1. Draw up a usage concept: residential, partial rental, combined with commercial use.

2. Look into zoning regulations (construction vs. agricultural zone) and clarify changes of use.

3. Assess the building fabric: roof, damp, structural safety, heating, energy.

4. Look into rights/encumbrances: easements, rights of way and water rights, listed buildings.

5. Secure financing and plan your renovation budget.

6. Clarify taxes and fees at the cantonal level; obtain any necessary permits.

7. Have the purchase agreement notarised and arrange to have the property purchase entered into the land registry.

Next steps

We have a selection of listings for farmhouses in various regions throughout Switzerland. Use the filtered search options, arrange viewings and review documents such as the cadastral map and building permits. Compare the condition of the buildings and note any potential renovations that might be required; consult experts in technology, law and taxation if you need assistance in taking an informed decision.