SwissCaution: your rental guarantee with a bonus!

With SwissCaution, there is no need to deposit three months’ rent as a security deposit in a blocked account. Here, we take a look at the advantages and how a corresponding Provisional Certificate can strengthen your rental application.

For your rental application: Provisional rental guarantee Certificate

In many regions of Switzerland, the housing market is highly competitive. If you find a suitable apartment, you often need to act quickly – and submit a complete application. When several applications are being considered, the details can make all the difference.

One advantage is a Provisional rental guarantee Certificate from SwissCaution. This document provides landlords with immediate proof that you have already been approved for a SwissCaution rental guarantee. This allows you to enhance your application documents and signal that you are financially prepared.

The Provisional Certificate can be ordered free of charge from SwissCaution, is valid for three months from the date of issue, and is issued for a maximum rental guarantee amount of CHF 15,000.

Act quickly: Submit your application right away with all required documents.
Build trust: Landlords can see that your future rental guarantee is already approved.
Improve your chances: Especially when there are many applicants, this can give you an extra edge.

Learn more about the Provisional Certificate

How to obtain the Provisional Certificate

You can order the Provisional SwissCaution Certificate online and receive it free of charge by email. It is issued in your name, valid for three months, and certifies that SwissCaution will provide a rental guarantee of up to CHF 15,000.

Once your application for a rental property is accepted, you can easily convert the Provisional Certificate into an official SwissCaution rental guarantee certificate.

After securing the apartment: The SwissCaution rental guarantee

SwissCaution offers an alternative to the traditional rental deposit. The key difference: instead of transferring a deposit equivalent to three months’ rent into a blocked account, you take out a rental guarantee insurance policy, for which an annual premium is charged.

The major advantage is that your money remains available and can be used for other expenses such as moving costs or new furniture – ideal for anyone who wants to keep their savings flexible or cannot provide the full deposit upfront.

10% discount for anyone under 26.
Free HomeAssistance service, providing 24/7 support in emergencies.
Loyalty pays off: After 2 years, you receive a 10% discount.

Learn more about the rental guarantee

Frequently Asked Questions

Why choose a rental deposit without a bank account?

Rather than blocking three months’ rent in a bank account, SwissCaution offers a flexible rental guarantee. This is especially useful if your previous rental deposit hasn’t been released yet. Choose the No. 1 rental deposit solution without a bank account.

How long does it take to receive the rental guarantee certificate?

SwissCaution ensures a fast and hassle-free process. Once we receive your application, required documents, and annual premium, your rental guarantee is processed immediately. The certificate is then sent promptly to the landlord, with a copy provided to you.

What is HomeAssistance?

Locked out, a water leak, or an unexpected wasp’s nest? With SwissCaution’s rental deposit, you automatically get free HomeAssistance, available 24/7. It covers emergency repairs up to CHF 1,000 per claim. An exclusive service in Switzerland!